Early on you won’t see much progress. We invest it in lower-risk products, giving it time to grow slowly and more safely.
Your initial investment remains sheltered, but we use the profits to invest in higher-risk investments which help the portfolio grow faster.
If you give your investment enough time, it will grow into something big, capable of withstanding most storms and following you through life.
Our biggest differentiator is how we invest. At WealthSmart, when a user opens an account, we invest their money in the investment with the lowest risk, yet still capable of surpassing the return that a typical bank account generates.
We invest with the lowest risk at first, yet still capable of surpassing the return that a typical bank account generates. In other words, our primary concern is to prevent the risk of loss during the early stages of being invested, while still generating a small profit.
Once the investments generate a profit, we gradually shift the portfolio into higher risk investments capable of generating more profits over the long run.
We tilt our portfolios towards companies preparing for a low-carbon economy. Read more.
Customers are more than a risk profile number to us, each one has a unique portfolio.
Investing should be accessible to everyone. You can open an account with as little as £100.
Over 3 years
Over 5 years
Over 10 years
If your investment is worth less than what you put in, we'll waive our management fee. We share the pain, this gives you a better chance to recover.
We charge a 1% management fee, lower than the industry average. Additional fund provider charges are typically 0.30%.
When investing your capital is at risk.