WealthSmart

Imagine your money is a seed

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Seed

Your investment is like a seed - early on you won’t see much progress. We invest it in lower-risk products, giving it time to grow slowly and safely.

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Seedling

Leaves help a plant grow faster. Your initial investment remains sheltered, but we use the profits to invest in higher-risk investments which help the portfolio grow faster. 

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 Tree

Like a plant, if you give your investment enough time, it will grow into something big, capable of withstanding most storms and following you through life. 

 

Only pay when you profit

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No-win, no-fee

If your investment is worth less than what you put in, we'll waive our management fee. We share the pain, giving you a better chance to recover.

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Low fees

We charge a 1% management fee, lower than the industry average. Additional fund provider charges are typically 0.30%.

 
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A different kind of service

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Sustainable

We tilt our portfolios towards companies preparing for a low-carbon economy. Read more.

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Individualised

Customers are more than a risk profile number to us, each one has a unique portfolio.

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Inclusive

Investing should be accessible to everyone. You can open an account with as little as £100.

What to expect after fees

3.1% 

Per year
Over 3 years

4.0%

Per year
Over 5 years

5.2%

Per year
Over 10 years

These predicted annualised returns show the most likely future value based on historical data and take fees into account. They are only a forecast and should be used as an aid to decision-making, not as a guarantee. Remember, any form of investing exposes your money to the risk of loss. 

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In safe hands

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Experienced

Our investment team has over
100 years of combined industry experience 
at the largest financial institutions

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Established

Your investments and cash are held in custody by Winterflood Securities. They are part of Close Brothers Groupfounded in 1878, who look after billions of assets worldwide

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Protected

Up to £85,000 of the money you invest is protected by the Financial Services Compensation Scheme (FSCS)

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Regulated

We are regulated by the Financial Conduct Authority

Security is not an afterthought

Good security is more than a buzzword. It starts with culture. Every WealthSmart team member is prepared from the day they join to adopt strong security practices, remain vigilant to anomalies and help foster a culture of impenetrable security.

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256-bit encryption

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Bank level security

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3rd party verification

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We are in beta

The WealthSmart journey has just begun.  We hope to create a truly innovative investment service, one that fulfils our customers' needs.  So we've opened our door for beta testing.  

We want your help. Tell us what you want. Tell us what works for you.

Sign up today and be a contributor to the WealthSmart community.